A practical checklist of what to have ready for each product. Having these documents organised before mandate signing typically saves 2–4 weeks on closing.
For any ₹100 Cr+ corporate debt mandate in India, lenders typically require four document sets: (1) borrower financials — 3 years audited B/S, P&L, cash flow, GST returns, tax audit; (2) corporate documents — MOA/AOA, board resolution for borrowing, KYC of directors and promoters, shareholding pattern; (3) product-specific documents — varies by product (DPR + TEV for project finance, CMA data for working capital, title deeds for LAP/LRD, etc.); (4) security documents — created during documentation phase. Specific requirements vary by product.
You don't need to send all of the above up front. Start with a one-page summary of your business and funding need; we'll guide you through the rest.