Empanelled with 50+ banks, NBFCs & credit funds across India View partners →
North India · Haryana

Corporate debt advisory in Gurugram.

Gurugram is India's corporate-services capital — home to MNC India HQs, BPO/IT majors, and the deepest Grade-A office market in NCR. We arrange ₹100 Cr+ debt mandates across LRD, construction finance, working capital and ECB.

₹100 Cr+ mandates NCR corporate hub Pan-India lender panel
BANKS NBFCs AIF FUNDS FOREIGN NORTH · INDIA GURUGRAM DEBT ADVISORY BIG LOANS IN Gurugram

What does BIG LOANS do in Gurugram?

BIG LOANS in Gurugram arranges ₹100 crore-and-above corporate debt mandates for businesses across Cyber City, Golf Course Road, Sohna Road, Sector 32, Manesar industrial belt and Gurugram's growing residential corridors. The most common products: LRD on Grade-A Cyber City / Golf Course Road office leased to MNCs and tier-1 IT firms; construction finance for the active residential and commercial pipeline; working capital for BPO and IT services exporters; and ECB for businesses with natural USD revenue. We work with NCR-based corporate banking desks of all major lenders.

Section 01 — Gurugram for corporate debt

India's corporate-services capital.

Gurugram (formerly Gurgaon) is India's premier corporate services hub — home to the India headquarters of Microsoft, Google, American Express, Genpact, EY, Deloitte, KPMG, and dozens of other MNCs and large Indian corporates. DLF Cyber City alone hosts over 200,000 corporate employees.

Beyond corporate services, Gurugram has a deep auto-manufacturing belt (Manesar — Maruti, Honda, Hero MotoCorp) and one of India's most active real estate markets. The city's growth has been almost entirely private-sector-driven over the last 25 years.

Grade-A office
#1 in NCR
MNC HQs
50+ India HQ
IT/BPO base
500K+ employees
Auto belt
Manesar cluster
Residential growth
#1 in NCR
Section 02 — Sectors we serve

Industries strong in Gurugram.

Gurugram's economy is dominated by corporate services, IT/BPO, real estate and the Manesar auto belt.

Section 03 — Lender access

NCR coverage with Gurugram corporate teams.

Most major banks have Gurugram corporate offices either in Cyber City or DLF Phase 3. Larger deals coordinate with Delhi corporate desks.

01

Private banks (Cyber City)

HDFC, ICICI, Axis, Kotak all have Cyber City corporate offices with significant local authority.

02

PSU banks (Delhi-routed)

SBI, PNB, BOB have Gurugram corporate branches that route larger sanctions to Delhi corporate-credit desks.

03

Foreign banks

StanChart, HSBC, DBS, Citi maintain Gurugram corporate desks — particularly active for MNC India-HQ banking.

04

Real-estate NBFCs

HDFC Capital, PNB Housing, Piramal — strong presence given Gurugram's real estate volume.

Section 04 — Common mandates

Typical Gurugram mandates we structure.

Mandate types we routinely structure in Gurugram.

01

Cyber City LRD

LRD on Grade-A Cyber City / Golf Course Road office leased to MNCs and tier-1 IT services. Strong tenancy, attractive pricing.

02

Residential construction finance

Sectors 50-90, Sohna Road, Dwarka Expressway residential projects. Construction finance ₹100-700 Cr.

03

BPO/IT working capital

Working capital for BPO and IT services exporters with long receivable cycles. ₹100-400 Cr CC/WCDL.

04

ECB for service exporters

Foreign-currency ECB for BPO, KPO, IT services and consulting firms with natural USD revenue.

Section 05 — Our process

How a Gurugram mandate comes together.

The 5-stage process for any large-ticket corporate debt mandate — same in Gurugram as anywhere else in India.

01

Discovery & mandate signing

NDA, then a short call to understand the funding need, security, timeline. We sign an engagement letter only if we believe the deal is fundable.

Week 1
02

Structuring & lender shortlist

We propose the optimal facility mix, tenor and security; shortlist 5–8 lenders based on Gurugram relationships, sector appetite and likely sanction speed.

Week 2 – 3
03

Information Memorandum + outreach

Bank-grade IM + financial model. Pitched to shortlisted lenders in parallel. Q&A, site visits, credit committee presentations.

Week 3 – 8
04

Competing term sheets & sanction

Multiple sanctions negotiated in parallel. Best pricing, covenants, security terms locked.

Week 8 – 12
05

Documentation & drawdown

Loan agreement, security creation, CERSAI/ROC filings, CPs satisfied, first drawdown.

Week 12 – 16
Section 06 — Services in Gurugram

Every debt product, available in Gurugram.

All 12 BIG LOANS service categories are available pan-India, including Gurugram. Most common in Gurugram: LRD, Construction Finance, Working Capital, ECB.

Section 07 — FAQ

Gurugram — frequently asked.

For equivalent tenant quality (MNC India HQ, tier-1 IT services with 9+9 lease), Cyber City LRD prices within 15-30 bps of BKC. Tenant covenant strength is the main driver.
Yes — tier-1 OEM-approved Manesar vendors with long-term Maruti/Honda/Hero supply agreements regularly qualify. Working-capital cycle assessment focuses on OEM payment terms.
For top-3 developers, yes. Mid-tier developers typically access construction finance through real-estate NBFCs (HDFC Capital, Piramal, Kotak RE) and AIF credit funds at 200-400 bps wider pricing than bank rates.
Yes, sized to the natural FX inflow. Foreign banks operating in Gurugram routinely structure ECB tranches for service exporters with 50-80% USD revenue. Hedging the residual is typically optional.
Gurugram mandate?

Let's talk about your Gurugram requirement.

Share a one-page brief on your business and the funding need. We respond within one working day with feasibility, structuring and lender shortlist.

BIG LOANS BIG LOANS

Bigger Support, Brighter Future. India's specialist debt advisor for ₹100 Cr+ corporate funding mandates. Pan-India. Confidential. Senior banker-led.

Contact

BIG LOANS is the trade name of [Legal Entity Pvt. Ltd.], CIN: [xxx], registered at [address]. BIG LOANS is a debt advisory and loan facilitation firm. It is not a bank, NBFC or any other lending institution registered with the Reserve Bank of India, does not accept public deposits, does not lend money on its own books, and does not issue any loan, credit facility or financial product directly. All loans, limits and credit facilities are sanctioned, disbursed and serviced solely by the relevant banks, NBFCs, AIFs and other regulated lenders, in accordance with their internal policies and applicable RBI / SEBI / IRDAI guidelines. BIG LOANS is empanelled as a Direct Selling Agent / Channel Partner with various banks and NBFCs and may earn sourcing fees from such lenders for successful disbursements. Any borrower fees are governed exclusively by a written engagement letter. Information on this website is general in nature and not financial, legal or tax advice. Please consult your CA / advocate before acting.

© 2026 BIG LOANS Capital Advisors. All rights reserved.