Promoter funding against listed and unlisted holdings, acquisition finance for PE-led buyouts, holding-company structures, and fund-of-funds debt. India's most discreet debt advisory segment.
BIG LOANS arranges debt for two distinct but related client types: family offices managing promoter wealth across multiple holdings (listed shares, real estate, operating businesses, PE investments), and PE sponsors doing leveraged buyouts and platform acquisitions in India. Common mandates: promoter funding (loan against listed / unlisted shares for stake consolidation, IPO bridge, personal liquidity); acquisition finance for PE-led buyouts (senior + mezz packages); holding-company term loans structured around dividend / interest income; and fund-level debt for AIFs themselves.
Family offices and PE sponsors are the most discreet debt-advisory segment in India. Mandates often involve confidential M&A, sensitive promoter situations, or family settlements requiring extreme discretion. NDA-first is the standard operating procedure.
Structuring is highly bespoke — promoter funding against pledged shares, holding-company loans secured by dividend / interest income, acquisition financing for PE-led buyouts of operating companies, and fund-level debt for AIF funds themselves. Lenders are concentrated — specialized NBFCs and AIF credit funds dominate this space, with banks participating selectively.
Common funding situations for family offices and PE sponsors.
Buying out co-promoter, PE investor, or family member. Loan against existing pledged shares + sometimes additional collateral.
Leveraged buyout of target company. Senior + mezz package, 60-70% debt, 30-40% sponsor equity. ₹500-3,000 Cr+ tickets.
Promoter accessing personal liquidity 6-12 months before family business IPO. Bullet repayment from IPO proceeds.
Term loan to promoter HoldCo secured by HoldCo's investments. Repayment from dividend/interest income.
Debt at AIF level for capital call bridge, NAV facility, or fund warehousing. Specialized fund-finance structures.
Add-on acquisition by an existing PE platform — funded by debt at platform level, secured by combined business cash flow.
Family office / PE work requires the most bespoke product fit.
Family office and PE debt is dominated by specialized AIF credit funds and select NBFCs. Banks participate selectively.
Edelweiss, Kotak Special Situations, Brookfield India, Apollo India, KKR Credit, Bain Credit, ASK — primary lenders for promoter funding and PE acquisition finance.
Loan-against-shares specialists, family-office-focused NBFCs.
HDFC, ICICI, Axis, Kotak — selective for top promoter families and AAA-rated holding companies.
Selective participation in promoter funding through their private banking and wealth management divisions.
Larger family offices sometimes participate as co-lenders or in specific deals where they have direct knowledge of the situation.
Same 5-stage process for any large-ticket corporate debt mandate, applied to family offices & pe sponsors specifics.
NDA, then a short call to understand the business model, key financial drivers, capital need. Sector-specific risk factors mapped early.
Optimal facility mix, tenor, security. Lender shortlist tuned to sector appetite — banks for vanilla, NBFCs / AIFs for specialty structures.
Sector-grade Information Memorandum, financial model, market analysis. Pitched to shortlisted lenders in parallel.
Multiple sanctions negotiated in parallel on pricing, covenants, security. Final lender(s) selected.
Loan agreement, security creation, CPs satisfied, drawdown. Sector-specific compliances (RERA, FEMA, SEBI, etc.) handled along the way.
Share a one-page brief on your business and funding need. We respond within one working day with feasibility, structuring and lender shortlist tuned to your sector.