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North India · Delhi

Corporate debt advisory in Delhi NCR.

Delhi NCR is India's capital, its corporate headquarters cluster, and a real-estate market of unmatched scale. We arrange ₹100 Cr+ mandates from Delhi corporate banking desks plus the deep NBFC and AIF presence in Gurugram/Noida.

₹100 Cr+ mandates India's capital + corporate hub Pan-India lender panel
BANKS NBFCs AIF FUNDS FOREIGN NORTH · INDIA DELHI NCR DEBT ADVISORY BIG LOANS IN Delhi NCR

What does BIG LOANS do in Delhi NCR?

BIG LOANS in Delhi NCR arranges ₹100 crore-and-above corporate debt mandates across Delhi, Gurugram, Noida, Faridabad and Ghaziabad — covering working capital, term loans, LAP on Delhi commercial real estate (Connaught Place, Nehru Place, Lutyens', diplomatic zone), construction finance across NCR, promoter funding, and ECB for service-export businesses. Delhi houses major corporate headquarters across services, media, hospitality, and government-business; Gurugram is the corporate India hub for BPO/IT/auto. We work with PSU bank corporate-credit desks (most still HQ-ed in Delhi or with major Delhi presence), private bank corporate teams, and the dense NBFC/AIF cluster in NCR.

Section 01 — Delhi NCR for corporate debt

Capital city, corporate India.

Delhi NCR is the largest contiguous urban economy in India — comprising Delhi, Gurugram, Noida, Faridabad, Ghaziabad and Greater Noida. Delhi itself is home to government, dozens of large corporate HQs (Bharti Airtel, Maruti, Indian Oil, NTPC, NHPC, Power Grid), the Lutyens' diplomatic and corporate cluster, and India's largest hospitality and luxury retail market.

Gurugram and Noida have transformed into India's premier corporate-hub satellites — DLF Cyber City, Golf Course Road, Sohna Road, Noida Sector 62, Noida Expressway — hosting major Indian and MNC corporate offices. Together, NCR generates roughly 7% of India's GDP from less than 2% of its land.

GDP rank
#2 NCR
Corporate HQs
100+ large
Real estate
#2 in India
PSU presence
All major
Listed companies
BSE/NSE 1,000+
IT/BPO base
#3 in India
Section 02 — Sectors we serve

Industries strong in Delhi NCR.

Delhi NCR's economy is dominated by services, government, real estate and corporate-services — with strong manufacturing and auto in the broader NCR (Manesar, Greater Noida).

Section 03 — Lender access

Every major lender — Delhi desks + NCR NBFCs.

Delhi houses corporate banking desks of every major Indian bank, plus deep PSU bank presence (many PSU banks are HQ-ed here). NCR additionally hosts a dense NBFC and AIF community.

01

PSU banks (Delhi base)

PNB (Delhi HQ), Union Bank, Bank of India, IDBI all have major Delhi corporate teams. SBI also has a large Delhi presence beyond its Mumbai HQ.

02

Private bank corporate teams

HDFC Bank, ICICI Bank, Axis Bank, Kotak, Yes Bank — every major private bank has Delhi corporate banking with significant local sanction authority.

03

Foreign banks

StanChart, HSBC, DBS, Citi, BNP have Delhi corporate offices. Particularly active for ECB and trade finance for services exporters.

04

NCR NBFCs & AIFs

Aditya Birla Capital, Bajaj Finance, Edelweiss, Tata Capital all have NCR presence. Several real-estate-focused AIFs are NCR-headquartered.

05

Family offices

NCR hosts a growing family-office ecosystem, particularly for promoter funding, mezzanine, and smaller real-estate deals.

Section 04 — Common mandates

Typical Delhi NCR mandates we structure.

Five mandate types where Delhi NCR-based businesses approach BIG LOANS.

01

NCR construction finance

Residential and commercial real estate across Gurugram, Noida, Greater Noida and South Delhi. Construction finance ₹150-1,000 Cr, real-estate NBFC and AIF-led.

02

Delhi commercial LAP

Loan against commercial property in CP, Nehru Place, Saket, South Delhi corporate offices, and Lutyens. ₹100-500 Cr LAP at 50-65% LTV.

03

Gurugram LRD

LRD on DLF Cyber City, Golf Course Road, Sohna Road Grade-A office. Tier-1 IT/BPO tenant covenant, strong pricing.

04

Corporate term loans

Capex and refinance for Delhi-headquartered listed corporates and services exporters. ₹100-2,000 Cr term loans.

05

Hospitality finance

Delhi 5-star and luxury hotel capex, refurbishment, and acquisition finance. ₹100-500 Cr structured deals.

Section 05 — Our process

How a Delhi NCR mandate comes together.

The 5-stage process for any large-ticket corporate debt mandate — same in Delhi NCR as anywhere else in India.

01

Discovery & mandate signing

NDA, then a short call to understand the funding need, security, timeline. We sign an engagement letter only if we believe the deal is fundable.

Week 1
02

Structuring & lender shortlist

We propose the optimal facility mix, tenor and security; shortlist 5–8 lenders based on Delhi NCR relationships, sector appetite and likely sanction speed.

Week 2 – 3
03

Information Memorandum + outreach

Bank-grade IM + financial model. Pitched to shortlisted lenders in parallel. Q&A, site visits, credit committee presentations.

Week 3 – 8
04

Competing term sheets & sanction

Multiple sanctions negotiated in parallel. Best pricing, covenants, security terms locked.

Week 8 – 12
05

Documentation & drawdown

Loan agreement, security creation, CERSAI/ROC filings, CPs satisfied, first drawdown.

Week 12 – 16
Section 06 — Services in Delhi NCR

Every debt product, available in Delhi NCR.

All 12 BIG LOANS service categories are available pan-India, including Delhi NCR. Most common in Delhi NCR: Construction Finance, LAP, LRD, Term Loans, ECB.

Section 07 — FAQ

Delhi NCR — frequently asked.

Yes — particularly for CP, Nehru Place, Saket, South Delhi commercial and Lutyens-zone offices. LTV of 60-65% is standard; up to 70% for AAA tenancy or Grade-A Cyber City equivalent.
Delhi properties (especially Lutyens, CP) command tighter LTV pricing due to liquidity and resale market depth. Gurugram Cyber City and Noida Expressway commercial properties get nearly identical pricing for equivalent tenant quality. Older commercial in either market prices wider.
Yes — Gurugram is part of the broader NCR, and most lenders treat Delhi-Gurugram-Noida as one corporate banking market. Our NCR coverage extends across all three sub-markets.
For ticket sizes above ₹500 Cr and long-tenor (8-10 yr) deals, PSU banks (especially PNB and Union HQ-ed in Delhi) remain very competitive on pricing. Private banks lead on turnaround and structuring flexibility for mid-ticket.
Yes — foreign banks active in ECB (StanChart, HSBC, DBS, Citi) all have Delhi corporate desks. For larger transactions, the actual booking may happen through their Singapore or Hong Kong office, but the relationship and sanction sit in Delhi.
Delhi NCR mandate?

Let's talk about your Delhi NCR requirement.

Share a one-page brief on your business and the funding need. We respond within one working day with feasibility, structuring and lender shortlist.

BIG LOANS BIG LOANS

Bigger Support, Brighter Future. India's specialist debt advisor for ₹100 Cr+ corporate funding mandates. Pan-India. Confidential. Senior banker-led.

Contact

BIG LOANS is the trade name of [Legal Entity Pvt. Ltd.], CIN: [xxx], registered at [address]. BIG LOANS is a debt advisory and loan facilitation firm. It is not a bank, NBFC or any other lending institution registered with the Reserve Bank of India, does not accept public deposits, does not lend money on its own books, and does not issue any loan, credit facility or financial product directly. All loans, limits and credit facilities are sanctioned, disbursed and serviced solely by the relevant banks, NBFCs, AIFs and other regulated lenders, in accordance with their internal policies and applicable RBI / SEBI / IRDAI guidelines. BIG LOANS is empanelled as a Direct Selling Agent / Channel Partner with various banks and NBFCs and may earn sourcing fees from such lenders for successful disbursements. Any borrower fees are governed exclusively by a written engagement letter. Information on this website is general in nature and not financial, legal or tax advice. Please consult your CA / advocate before acting.

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