Is BIG LOANS a bank or NBFC?

No. BIG LOANS is a debt advisory and loan facilitation firm. We are not an RBI-regulated lender and do not lend on our own balance sheet.

What is the minimum and maximum ticket size BIG LOANS handles?

Our focus is ₹100 crore and above. We routinely arrange transactions up to several thousand crore through syndication.

Which industries does BIG LOANS serve?

BIG LOANS is industry-agnostic across manufacturing, real estate, infrastructure, healthcare, energy, IT/ITES, hospitality, NBFC, fintech and more.

What is the typical timeline from mandate to disbursement?

Typically 6–12 weeks for working capital, 10–16 weeks for term loans, and 12–24 weeks for syndicated project finance.

How does BIG LOANS charge its fees?

A modest engagement retainer plus a success fee linked to actual disbursement, governed by a written engagement letter.

Does BIG LOANS guarantee loan sanction?

No. Sanction is the sole prerogative of the regulated lender, based on its credit policy.

About BIG LOANS

Senior bankers, on your side of the table.

BIG LOANS is a debt advisory firm built for the missing layer in Indian corporate finance — the promoter or CFO with a real ₹100 Cr+ funding requirement, multiple lender options, and not enough time to manage twenty parallel conversations.

Founded 2026 Pan-India Senior-banker-led

Section 01 — Who we are

A debt advisor. Not a lender.

BIG LOANS is the trade name of BIG LOANS Capital Advisors, an Indian debt advisory and loan facilitation firm. We are not an RBI-registered NBFC, we do not accept deposits, and we do not lend on our own balance sheet. Every loan we arrange is sanctioned and disbursed by a regulated bank, NBFC, AIF or family office under its own credit policy.

What we do is sit on your side of the table. We diagnose, structure, package and place corporate debt mandates of ₹100 crore and above — across products, industries and lender types — with a small team of ex-bankers whose entire career has been spent inside credit-committee rooms.

Specialists, not generalists — we only do large-ticket corporate debt
NDA-first — no information leaves our team without your consent
Outcome-aligned fees — modest retainer plus success fee on disbursement

Min ticket size

₹100 Cr

Lender panel

50+ partners

Team experience

60+ years

Cities covered

15+

Mandates in pipeline

₹2,500 Cr+

Product categories

12 services

Section 02 — Why we exist

The gap we close.

For ₹50 lakh personal loans, India has a thousand DSAs and twenty fintechs. For ₹2,000 Cr structured deals, India has a handful of bulge-bracket investment banks. The ₹100 Cr to ₹1,000 Cr space — the working capital consortium, the ₹400 Cr project finance, the ₹250 Cr LRD — is mostly served by retail DSAs trying to scale up, or by junior associates in larger advisory firms. BIG LOANS exists for this middle.

The mid-market gap

Promoters in the ₹500–5,000 Cr revenue band are too big for retail DSAs and too small to command an MD's attention at a bulge-bracket. We sit precisely in that gap.

Multi-lender coverage

No single bank or NBFC covers every product. We maintain working relationships across 50+ lenders so you don't have to pitch the same deal twenty times yourself.

Senior on every mandate

Your deal isn't handed off to a junior associate. The same ex-banker who pitches you is the one writing the IM, sitting in credit committees and negotiating the term sheet.

Section 03 — How we work

Six principles we don't trade away.

NDA before everything

Mutual NDA signed before any financials are shared. Confidentiality is not a clause — it's the first action.

No retail products

We do not do credit cards, personal loans, home loans, insurance or mutual funds. Only large-ticket corporate debt.

Skin in the game

Our success fee is paid on disbursement, not on sanction. If the money doesn't reach your account, we don't get paid.

Parallel lender outreach

Six to ten shortlisted lenders pitched in parallel — not sequentially. Speeds sanction and creates negotiation leverage on pricing.

Bank-grade documentation

Information Memoranda and financial models that credit committees can act on in one sitting, not three.

Honest "no"

If your deal is unfundable as-is, we tell you on day one — not after three months of running around lenders.

Section 04 — Leadership

The senior team.

A small, senior team — every member of which has spent at least a decade in corporate banking, project finance or structured credit at a regulated lender before joining BIG LOANS.

[Founder & MD]

Ex-[top bank], 20+ years in corporate & project finance. Led origination across manufacturing, infrastructure and real estate.

[Director — Structured Credit]

Ex-[top AIF], 15+ years in mezzanine debt, structured credit and special situations across cycles.

[Director — Real Estate & LRD]

Ex-[major NBFC], 18+ years arranging construction finance, LRD and developer debt across Tier-1 cities.

See full leadership team →

Have a mandate?

Let's talk about your funding need.

Every conversation begins with a mutual NDA. We respond within one working day.

Discuss your mandate → mandates@bigloans.in

Core Lending

Asset-Backed

Specialty & Markets