Working capital for broadcasters with extended receivable cycles, content production finance for film and OTT, growth capital for digital media. Asset-light structuring tuned to media-specific cash flow patterns.
BIG LOANS arranges ₹100 crore-and-above debt for Indian media & entertainment — across broadcasting (TV networks, radio), film and OTT production (content production houses, OTT platforms, syndication), and digital media (news, content, gaming, esports). Media is largely asset-light — IP and contracts are the primary value, not physical assets. Lenders structure around contracted advertising and subscription revenue, content licensing pipelines, and sometimes content library valuation.
Media is one of the few sectors where physical assets are minimal and intangibles (content library, IP, licensing contracts, viewership/subscriber data) carry most of the value. This makes traditional security-based lending difficult; cash-flow based structures dominate.
Broadcasting and OTT have predictable subscription / advertising revenue making them more bankable. Film and content production have project-by-project revenue making them harder — typically funded through specialist content finance NBFCs or AIF funds, often with film-specific underwriting (cast, director, distribution contracts).
Common funding situations in media & entertainment.
Working capital for TV broadcasters with extended advertiser payment cycles (60-120 days). ₹100-400 Cr structures.
Revolving line of credit for content production houses — covers multiple film / series productions in pipeline.
Growth capital for OTT platforms — content library build-out, marketing, technology. Often venture debt with warrants.
Single-film production loan secured by distribution rights, presale contracts, and (sometimes) star insurance.
Acquisition of production studio, content library, or broadcast property. Senior + mezz package.
Refinancing of content library against future licensing revenue stream.
Media has specialized product fit — mostly working capital and structured deals.
Media has a relatively narrow lender universe. Banks fund established broadcasters; NBFCs and AIF funds dominate content production.
Major private banks fund Zee, Star, Sony, Network18-Viacom level broadcasters with stable advertising revenue.
Smaller specialist NBFCs offer film production lines and content-secured lending.
Active for content production financing, OTT growth capital, and studio acquisitions.
Limited; some activity for international media properties operating in India.
Active in select film production and content deals — particularly for promoters with sector relationships.
Same 5-stage process for any large-ticket corporate debt mandate, applied to media & entertainment specifics.
NDA, then a short call to understand the business model, key financial drivers, capital need. Sector-specific risk factors mapped early.
Optimal facility mix, tenor, security. Lender shortlist tuned to sector appetite — banks for vanilla, NBFCs / AIFs for specialty structures.
Sector-grade Information Memorandum, financial model, market analysis. Pitched to shortlisted lenders in parallel.
Multiple sanctions negotiated in parallel on pricing, covenants, security. Final lender(s) selected.
Loan agreement, security creation, CPs satisfied, drawdown. Sector-specific compliances (RERA, FEMA, SEBI, etc.) handled along the way.
Share a one-page brief on your business and funding need. We respond within one working day with feasibility, structuring and lender shortlist tuned to your sector.