Is BIG LOANS a bank or NBFC?

No. BIG LOANS is a debt advisory and loan facilitation firm. We are not an RBI-regulated lender and do not lend on our own balance sheet.

What is the minimum and maximum ticket size BIG LOANS handles?

Our focus is ₹100 crore and above. We routinely arrange transactions up to several thousand crore through syndication.

Which industries does BIG LOANS serve?

BIG LOANS is industry-agnostic across manufacturing, real estate, infrastructure, healthcare, energy, IT/ITES, hospitality, NBFC, fintech and more.

What is the typical timeline from mandate to disbursement?

Typically 6–12 weeks for working capital, 10–16 weeks for term loans, and 12–24 weeks for syndicated project finance.

How does BIG LOANS charge its fees?

A modest engagement retainer plus a success fee linked to actual disbursement, governed by a written engagement letter.

Does BIG LOANS guarantee loan sanction?

No. Sanction is the sole prerogative of the regulated lender, based on its credit policy.

Company · Leadership

Senior banker-led, end-to-end.

BIG LOANS mandates are run by people who have sat on the lender side — sanctioned, structured and recovered ₹100 Cr+ corporate debt at major Indian banks, NBFCs, and AIF credit funds. The same person who signs your NDA is the person who walks your deal into the credit committee.

Who runs BIG LOANS?

BIG LOANS is run by a small, senior team of former corporate bankers and credit officers with collective experience of over 100 years across India's largest banks (SBI, HDFC, ICICI, Axis), private and foreign banks, and specialist NBFCs and AIF credit funds. Every mandate is led by a partner-level professional — not a junior associate. We deliberately keep the team small to maintain quality control, discretion and partner accountability on every transaction.

Team structure

A senior team, by design.

BIG LOANS is organised around four roles. Every mandate touches all four.

Managing Partner

Sets engagement strategy, owns the lender relationships at credit committee level, signs final term sheets. Background: 20+ years in corporate banking with sanction authority for ₹500 Cr+ exposures.

Sector Lead Partners

Dedicated partners for the four major sector groups: Real Estate & Infra, Industrial & Energy, Consumer & Healthcare, Services & Financial. Each brings deep sector-specific credit-policy knowledge.

Structuring & Analytics

Financial modelling, IM preparation, sensitivity analysis, lender-pitch deck preparation. Background in investment banking, credit ratings, or PE deal teams.

Documentation & Closing

Legal documentation oversight, security creation, CERSAI / ROC filings, CPs satisfaction, drawdown facilitation. Specialised in Indian secured-lending documentation.

Collective experience

What our team has been part of.

Across the team, prior to BIG LOANS, partners have led, structured or sanctioned the following types of mandates.

Total deal flow seen

₹50,000 Cr+

Sectors covered

16+

Largest single mandate led

₹3,500 Cr

Smallest BIG LOANS mandate

₹100 Cr

Lender relationships

50+

Cities of presence

Advisory Board

Senior advisors who guide us.

Beyond the executive team, BIG LOANS draws on an informal Advisory Board of retired senior bankers and CFOs — for sector-specific deal reviews, lender introductions, and periodic strategy.

Banking advisor

Former Chief General Manager of a major PSU bank, with 35+ years of corporate banking and credit experience.

Capital markets advisor

Former Head of Debt Capital Markets at an Indian investment bank, with deep NCD / bond placement expertise.

Industry advisor

Former CFO of a large Indian manufacturing group, bringing borrower-side perspective on deal structuring.

Want to meet the team?

A 30-minute call starts the conversation.

The Managing Partner takes initial calls personally for any mandate above ₹100 Cr. Email below for a discovery call.

Request a call → mandates@bigloans.in

Core Lending

Asset-Backed

Specialty & Markets