Hyderabad combines India's largest pharma manufacturing cluster with one of its top IT services hubs and a fast-growing aerospace base. We arrange ₹100 Cr+ debt mandates across pharma project finance, IT exporter working capital, HITEC City LRD, and construction finance.
BIG LOANS in Hyderabad arranges ₹100 crore-and-above corporate debt mandates across India's pharma manufacturing capital (Dr Reddy's, Aurobindo, Divis, Hetero, Granules, Laurus), one of its largest IT services clusters (HITEC City, Gachibowli, Madhapur), aerospace and defence, and a rapidly growing real estate market. Most common products: project finance for pharma capex (US-FDA approved facilities, formulation units); working capital for IT exporters; LRD on HITEC City and Gachibowli Grade-A office; and construction finance for Telangana's residential and commercial pipeline.
Hyderabad is India's pharma manufacturing capital — home to Dr Reddy's, Aurobindo, Divis, Hetero, Granules, Laurus, MSN Labs and dozens of other major pharma companies. The city accounts for over 30% of India's pharma exports and hosts the densest concentration of US-FDA approved facilities outside the US.
Beyond pharma, Hyderabad is the second-largest IT services cluster in South India after Bengaluru (HITEC City, Gachibowli, Madhapur), a major aerospace hub (Tata Aerospace, GMR Aero, GE Aviation), and an increasingly active real estate market. Telangana's pro-business stance has accelerated all of this since 2014.
Hyderabad's economy is led by pharma, IT services, aerospace, and growing real estate.
Hyderabad sees competitive lending across all major banks. State Bank of Hyderabad's historical roots (now part of SBI) give SBI particularly deep penetration.
HDFC, ICICI, Axis, Kotak — Hyderabad corporate offices in HITEC City and Banjara Hills.
SBI inherited deep Hyderabad relationships from State Bank of Hyderabad merger. Plus Indian Bank, Union Bank, Canara — strong local presence.
StanChart, HSBC, DBS, Citi cover Hyderabad — particularly active for pharma exporter ECB and IT services FX financing.
Active for pharma project finance subordinated tranches and growth-stage tech debt.
Mandate types we routinely structure for Hyderabad-based businesses.
New US-FDA approved facility, formulation plant, API manufacturing. ₹250-2,000 Cr project finance with TEV, sponsor equity, lender consortium.
For HITEC City IT services with USD revenue. Working capital + ECB tranche, multi-currency structures.
LRD on Grade-A office in HITEC City and Gachibowli leased to tier-1 IT and MNC tenants. Pricing competitive with Bengaluru ORR.
Working capital for pharma manufacturers — extended receivable cycles for export-led businesses, packing credit for US/EU export.
The 5-stage process for any large-ticket corporate debt mandate — same in Hyderabad as anywhere else in India.
NDA, then a short call to understand the funding need, security, timeline. We sign an engagement letter only if we believe the deal is fundable.
We propose the optimal facility mix, tenor and security; shortlist 5–8 lenders based on Hyderabad relationships, sector appetite and likely sanction speed.
Bank-grade IM + financial model. Pitched to shortlisted lenders in parallel. Q&A, site visits, credit committee presentations.
Multiple sanctions negotiated in parallel. Best pricing, covenants, security terms locked.
Loan agreement, security creation, CERSAI/ROC filings, CPs satisfied, first drawdown.
All 12 BIG LOANS service categories are available pan-India, including Hyderabad. Most common in Hyderabad: Project Finance, Working Capital, LRD, ECB.
Share a one-page brief on your business and the funding need. We respond within one working day with feasibility, structuring and lender shortlist.