01→ Working Capital Cash credit, OD, WCDL, bill discounting, BG/LC. Multiple-banking and consortium structures with negotiated MPBF and pricing.
02→ Term Loans 3–10 year rupee, ECB and FCNR(B) term loans for capex, expansion, modernisation and refinance of higher-cost debt.
03→ Project Finance Limited-recourse greenfield and brownfield financing — TEV, LIE, financial model, common loan agreement, escrow/TRA.
04→ Loan Against Property Secured corporate LAP at ₹100 Cr+ against residential, commercial, industrial and warehouse assets. Up to 70% LTV.
05→ Lease Rental Discounting Up to 90% of net rentals, tenor up to 15 years — for office, retail, warehousing and Grade A commercial property.
06→ Construction Finance Tranche-based developer finance against escrow of receivables and project inventory — senior and last-mile structures.
07→ Structured Debt & Syndication Multi-lender syndicates with common loan agreements where any single lender's appetite, tenor or covenants fall short.
08→ Promoter Funding Loan against listed/unlisted shares for stake consolidation, creeping acquisition, IPO bridge or personal liquidity.
09→ Mezzanine Debt Subordinated debt at 12–18% IRR with PIK or cash coupon and equity kickers — placed with AIF Cat-II credit funds.
10→ Acquisition Finance Senior + mezzanine packages for domestic, cross-border and management buyouts. Cash-flow predictable, tax-efficient.
11→ ECB & FX Debt External Commercial Borrowings under FEMA — automatic and approval routes, end-use compliance, hedging strategy.
12→ NCD & Bond Placement Private placement of secured/unsecured NCDs and MLDs with mutual funds, insurers, AIFs, family offices and HNIs.